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Advanced
planning allows families to consider options available to them without
the burden of emotional stress, which accompanies death. The planning of
a funeral can be overwhelming if not given forethought. You can take
full control of your own funeral when planned ahead, relieving the
pressure on your loved one in their time of grief.
How do I go about
making pre-arrangements? top
Simply
contact our funeral home and we will arrange for one of our funeral
directors to meet with you either at the funeral home or at your home,
whatever is convenient for you. When pre-arranging your funeral, the
funeral director will ask you to choose the specific services
(viewing, funeral service, method of disposition - burial, entombment,
cremation) and merchandise (casket, vault, urn, prayer cards, register
book, etc.). The Funeral director will answer any questions that may
arise and provide an itemized statement of what you choose including
all charges as well as your trust fund agreement.
What type of services
do you offer? top
Although
you will be able to arrange any type of funeral service to suit your
personal preferences, the following types of services are those which
would be considered traditional:
- Viewing, next day
church service, followed by burial, entombment or cremation.
- Viewing, next day
service at the funeral home, followed by burial, entombment or
cremation.
- Viewing, service
at the funeral home, followed by burial, entombment or cremation
all occurring on the same day.
- Viewing, church
service followed by burial, entombment or cremation, all occurring
on the same day.
- Direct Burials
with graveside services.
- Direct Cremations
with memorial services held either at church or at the funeral
home.
If I make
pre-arrangements, must I prepay at the same time? top
When
prearranging a funeral, you can simply come into one of our several
locations or we can accommodate you by telephone, mail or at your home.
We can then complete pre-arrangements with the option of prepayment.
Prepayment is not required.
If I prepay my funeral
where is the money held? top
When
prepaying a funeral a FDIC insured account is opened with the NJ
Prepaid Funeral Trust Fund located in Manasquan, NJ. Your money stays
in your name and is pooled with thousands of other accounts to earn
the best possible interest. You can either prepay the entire amount,
or establish an account with an initial $500 deposit, thereafter
making periodic payments. If payment is made in full there is usually
sufficient interest accrued to offset any cost increases when our
services are needed.
Can I withdraw my money
at any time from the Trust Fund? top
There
are two types of accounts with the NJ Prepaid Funeral Trust Fund. An
irrevocable account will be established only if you are trying to
qualify for Medicaid. In that case the only way your money can be
withdrawn is upon the death of the funeral recipient. If this is not
the case, a revocable trust is opened and your money can be withdrawn
at any time by contacting the funeral home.
Why should I prepay my
funeral if I am applying for SSI Medicaid assistance? top
If
you or someone in your family is going to apply for SSI Medicaid
assistance, it is a good idea to prepay the funeral. Federal and State
law allow you the opportunity to completely pay for the funeral of your
choice before your assets are depleted by medical care and before your
assets are reduced to SSI/Medicaid eligibility levels.
What are the benefits
of prepaying my funeral? top
The
New Jersey Prepaid Funeral Trust Fund is a FDIC insured, safe,
well-managed trust with the best possible interest rates available.
The account has no age limit or health limitations. Deposits may be
made after initial setup and there is no ceiling. It is excepted for
SSI/Medicaid asset exclusion. This account is payable upon death
unlike other bank accounts that may close or freeze at the time of
death. Unless you set up a SSI/Medicaid account, your money is 100%
refundable with interest and with no penalty. All accounts are
transferable.
What if I change my
mind after making pre-arrangements? top
You
can change your arrangements at any time.
What if I move out of
the area after prepaying my prearranged funeral? top
Since
your account is completely transferable, you can shift your
arrangements over to another funeral home. If you set up a revocable
account (non-SSI/Medicaid) you could close your account if you so
wish.
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Advanced
planning allows families to consider options available to them without
the burden of emotional stress, which accompanies death. The planning of
a funeral can be overwhelming if not given forethought. You can take
full control of your own funeral when planned ahead, relieving the
pressure on your loved one in their time of grief.
How do I go about
making pre-arrangements? top
Simply
contact our funeral home and we will arrange for one of our funeral
directors to meet with you either at the funeral home or at your home,
whatever is convenient for you. When pre-arranging your funeral, the
funeral director will ask you to choose the specific services
(viewing, funeral service, method of disposition - burial, entombment,
cremation) and merchandise (casket, vault, urn, prayer cards, register
book, etc.). The Funeral director will answer any questions that may
arise and provide an itemized statement of what you choose including
all charges as well as your trust fund agreement.
What type of services
do you offer? top
Although
you will be able to arrange any type of funeral service to suit your
personal preferences, the following types of services are those which
would be considered traditional:
- Viewing, next day
church service, followed by burial, entombment or cremation.
- Viewing, next day
service at the funeral home, followed by burial, entombment or
cremation.
- Viewing, service
at the funeral home, followed by burial, entombment or cremation
all occurring on the same day.
- Viewing, church
service followed by burial, entombment or cremation, all occurring
on the same day.
- Direct Burials
with graveside services.
- Direct Cremations
with memorial services held either at church or at the funeral
home.
If I make
pre-arrangements, must I prepay at the same time? top
When
prearranging a funeral, you can simply come into one of our several
locations or we can accommodate you by telephone, mail or at your home.
We can then complete pre-arrangements with the option of prepayment.
Prepayment is not required.
If I prepay my funeral
where is the money held? top
When
prepaying a funeral a FDIC insured account is opened with the NJ
Prepaid Funeral Trust Fund located in Manasquan, NJ. Your money stays
in your name and is pooled with thousands of other accounts to earn
the best possible interest. You can either prepay the entire amount,
or establish an account with an initial $500 deposit, thereafter
making periodic payments. If payment is made in full there is usually
sufficient interest accrued to offset any cost increases when our
services are needed.
Can I withdraw my money
at any time from the Trust Fund? top
There
are two types of accounts with the NJ Prepaid Funeral Trust Fund. An
irrevocable account will be established only if you are trying to
qualify for Medicaid. In that case the only way your money can be
withdrawn is upon the death of the funeral recipient. If this is not
the case, a revocable trust is opened and your money can be withdrawn
at any time by contacting the funeral home.
Why should I prepay my
funeral if I am applying for SSI Medicaid assistance? top
If
you or someone in your family is going to apply for SSI Medicaid
assistance, it is a good idea to prepay the funeral. Federal and State
law allow you the opportunity to completely pay for the funeral of your
choice before your assets are depleted by medical care and before your
assets are reduced to SSI/Medicaid eligibility levels.
What are the benefits
of prepaying my funeral? top
The
New Jersey Prepaid Funeral Trust Fund is a FDIC insured, safe,
well-managed trust with the best possible interest rates available.
The account has no age limit or health limitations. Deposits may be
made after initial setup and there is no ceiling. It is excepted for
SSI/Medicaid asset exclusion. This account is payable upon death
unlike other bank accounts that may close or freeze at the time of
death. Unless you set up a SSI/Medicaid account, your money is 100%
refundable with interest and with no penalty. All accounts are
transferable.
What if I change my
mind after making pre-arrangements? top
You
can change your arrangements at any time.
What if I move out of
the area after prepaying my prearranged funeral? top
Since
your account is completely transferable, you can shift your
arrangements over to another funeral home. If you set up a revocable
account (non-SSI/Medicaid) you could close your account if you so
wish.
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|
|
Advanced
planning allows families to consider options available to them without
the burden of emotional stress, which accompanies death. The planning of
a funeral can be overwhelming if not given forethought. You can take
full control of your own funeral when planned ahead, relieving the
pressure on your loved one in their time of grief.
How do I go about
making pre-arrangements? top
Simply
contact our funeral home and we will arrange for one of our funeral
directors to meet with you either at the funeral home or at your home,
whatever is convenient for you. When pre-arranging your funeral, the
funeral director will ask you to choose the specific services
(viewing, funeral service, method of disposition - burial, entombment,
cremation) and merchandise (casket, vault, urn, prayer cards, register
book, etc.). The Funeral director will answer any questions that may
arise and provide an itemized statement of what you choose including
all charges as well as your trust fund agreement.
What type of services
do you offer? top
Although
you will be able to arrange any type of funeral service to suit your
personal preferences, the following types of services are those which
would be considered traditional:
- Viewing, next day
church service, followed by burial, entombment or cremation.
- Viewing, next day
service at the funeral home, followed by burial, entombment or
cremation.
- Viewing, service
at the funeral home, followed by burial, entombment or cremation
all occurring on the same day.
- Viewing, church
service followed by burial, entombment or cremation, all occurring
on the same day.
- Direct Burials
with graveside services.
- Direct Cremations
with memorial services held either at church or at the funeral
home.
If I make
pre-arrangements, must I prepay at the same time? top
When
prearranging a funeral, you can simply come into one of our several
locations or we can accommodate you by telephone, mail or at your home.
We can then complete pre-arrangements with the option of prepayment.
Prepayment is not required.
If I prepay my funeral
where is the money held? top
When
prepaying a funeral a FDIC insured account is opened with the NJ
Prepaid Funeral Trust Fund located in Manasquan, NJ. Your money stays
in your name and is pooled with thousands of other accounts to earn
the best possible interest. You can either prepay the entire amount,
or establish an account with an initial $500 deposit, thereafter
making periodic payments. If payment is made in full there is usually
sufficient interest accrued to offset any cost increases when our
services are needed.
Can I withdraw my money
at any time from the Trust Fund? top
There
are two types of accounts with the NJ Prepaid Funeral Trust Fund. An
irrevocable account will be established only if you are trying to
qualify for Medicaid. In that case the only way your money can be
withdrawn is upon the death of the funeral recipient. If this is not
the case, a revocable trust is opened and your money can be withdrawn
at any time by contacting the funeral home.
Why should I prepay my
funeral if I am applying for SSI Medicaid assistance? top
If
you or someone in your family is going to apply for SSI Medicaid
assistance, it is a good idea to prepay the funeral. Federal and State
law allow you the opportunity to completely pay for the funeral of your
choice before your assets are depleted by medical care and before your
assets are reduced to SSI/Medicaid eligibility levels.
What are the benefits
of prepaying my funeral? top
The
New Jersey Prepaid Funeral Trust Fund is a FDIC insured, safe,
well-managed trust with the best possible interest rates available.
The account has no age limit or health limitations. Deposits may be
made after initial setup and there is no ceiling. It is excepted for
SSI/Medicaid asset exclusion. This account is payable upon death
unlike other bank accounts that may close or freeze at the time of
death. Unless you set up a SSI/Medicaid account, your money is 100%
refundable with interest and with no penalty. All accounts are
transferable.
What if I change my
mind after making pre-arrangements? top
You
can change your arrangements at any time.
What if I move out of
the area after prepaying my prearranged funeral? top
Since
your account is completely transferable, you can shift your
arrangements over to another funeral home. If you set up a revocable
account (non-SSI/Medicaid) you could close your account if you so
wish.
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